Zhejiang Provincial Public Security Department reminds to be alert to credit card crimes and raise awareness of prevention

"You have received fraudulent text messages such as depositing money into stranger credit cards, have you ever received them?" Today's credit card crimes are already pervasive. The Provincial Public Security Department's Economic Investigation Corps recently disclosed a set of data to reporters: In the first three quarters of this year, 211 credit card crime cases were investigated in the province, with a total amount of 14.39 million yuan. The number of cases filed and the amount involved are up 181% and 408% respectively over the same period last year.

"Not only has the volume increased significantly, but illegal and criminal means have become more and more intelligent, professional, and international." Huang Baokun, head of the Economic Investigation Corps of the Provincial Public Security Department, said that there are mainly five types of credit card criminal means, including malicious overdraft, Fraudulent identification with fraudulent identification, fraud in the name of investment attraction or business negotiation, crimes against ATMs, crimes using loopholes in the online banking system, and illegal merchants and illegal intermediaries help cardholders to swipe cards by forging false credit certification materials Cashing charges high "handling fees" and so on.

It is most common to commit crimes against ATMs. The case handlers specially reminded that, in addition to the traditional failures of manufacturing ATM machines and posting false notices, there are still some criminals who have installed wireless code-launching devices and camera equipment on self-service bank access control systems or ATM machines when they hold cards When a person uses a bank card to swipe to open the door, the bank card magnetic card information is automatically recorded and sent back. At the same time, the user password is secretly captured through the miniature camera above the ATM machine, so as to make a fake card and quickly steal the funds in the card or carry out credit card fraud.

Internet banking also has to be extra careful. The criminals will use hacker software and network viruses to steal customer bank card numbers and passwords and make fake cards to withdraw funds on ATM machines. There is also "phishing", in which criminals set up fake financial institution websites on the Internet to deceive customers' bank card numbers and passwords to commit crimes.